This reliable source explores traditional and emerging areas in consumer protection law. Federal and state law dealing with consumer transactions is covered, including caselaw and statutes. The volume begins with an overview of public (both FTC and CFPB) and private enforcement actions to regulate the marketplace. The remaining chapters track the legal aspects of consumer transactions in a roughly chronological fashion, starting with advertising and marketing, consumer privacy, credit reports and identity theft, and equal access to credit. The discussion continues with coverage of mandated disclosures as well as substantive protections for consumers under the federal credit laws, especially the Truth in Lending Act (TILA), including installment sales, credit cards and real estate related financing. Special issues relating to TILA enforcement, as well as a discussion of related federal statutes, and regulation of the cost of credit are also covered. Post-transaction issues such as raising claims and defenses against third party financers (Holder in Due Course), warranties, default and debt collection, are included. Last but not least, there is a chapter on the law affecting various forms of payment for consumer transactions, including credit and debit cards.
This is a primer on the law of sales and leases under Articles 2 and 2A of the UCC. It focuses on related subjects governed by Articles 5 and 7 of the UCC (letters of credit and documents of title) and introduces the formation of the contract. It also examines the statute of frauds, parol evidence, and modification.
This single volume treatise covers topics including obtaining credit, Truth-in-Lending disclosures, regulation of the price of credit, debt collection, and the credit consumer's remedies for various problems.
This is a step-by-step guide covering topics such as consumer protection laws related to advertising, sales practices, unfair and deceptive trade practices, consumer fraud, and product warranties. It covers the UCC and the Magnuson-Moss Act; federal and FTC law, including "Little FTC Acts," surveys each topic through analysis of its administration, procedures, remedies, and litigation strategies, and reviews common law, state consumer protection laws, federal odometer laws, home and car sales, and warranties of habitability.
This ABA publication provides an indepth look at the Truth in Lending Act looking an consumer credit issues, such as annual percentage rates, billing errors and credit advertisement. A Table of Cases points researchers to the top case law in this area.